Individual and Family Coverage
If you are interested in your options for coverage, we request for you to review the medical questionnaire on The Illinois Standard Application for Health Insurance Coverage. For Spouses and Dependents, please include name, date of birth, height and weight for each member of your family in the Medical Condition Details area below.
We ask for you to review the medical questionnaire to make sure we are presenting you with viable options. For instance, if you are on current prescription medication, we want to present coverage that will cover from the first day, rather than presenting a carrier that does not cover current treatment for the first 12 months of coverage. With this information, we can submit to each carrier under a fictitious name as a medical pre-screen, with a 24-72 hour turnaround time for a response. Each carrier will respond with eligibility, and note if any premium increase or condition specific exclusion will be placed. Applying for coverage with specific carriers will have a cost of the initial monthly premium to be refunded if not approved, and we prefer not to waste your time in applying for coverage that will return with an unacceptable final offer.
Once your inquiry is received you can expect a call and email from our licensed Illinois health insurance agent to field any questions you may have. Turnaround on a proposal is 24 hours, and if a medical pre-screen is submitted it can take up to 3 days to receive a final proposal.
You also can visit our quote page and run a quote with each carrier we represent.
Small Business Coverage
If you are interested in obtaining group health insurance coverage please complete our census quote request and email or fax back.
If you currently have coverage in place and are interested in lowering your monthly/annual premiums please complete our census quote request or send us your current employee census. In addition please provide;
- Current Insurance Carrier
- Current monthly rate per coverage level
- Current benefits; i.e. deductible, out-of-pocket expense limit (OPX), office visit copays and prescription drug copays
