The Health Insurance Shoppe is your local resource for information on health insurance coverage, whether it be for yourself, family or small business. Instead of working direct with each insurance carrier, The Health Insurance Shoppe is a one stop shop to shop between 6 private health insurance carriers with one point of contact. Best of all, our service is FREE!
Until 1/1/2014 private health insurance carriers can still exclude coverage on pre-existing medical conditions, increase quoted premiums or decline coverage completely. Only children under 19 years of age are guaranteed coverage and still, their premium share can be increased up to 700% based on medical risk. With 14 years of experience, The Health Insurance Shoppe knows how each carrier takes action on a specific medical condition and will take the guess work away from you and find you a plan that works best for your specific needs, even if comes down to applying to the State.
Are you a new business? The Health Insurance Shoppe is here to assist in presenting your options between the major Illinoiscarriers and informing you of the new regulations from health care reform that may make it more affordable to provide your employees with coverage.
Do you have a current plan in place? For employers with current coverage, The Health Insurance Shoppe is here to offer you solutions to reduce your monthly/annual cost without a reduction in benefits. Through education and implementation of Consumer Driven Health Care (CDHC), pursuing the approach of account-based health care through Defined Contribution (DC), Health Reimbursement Arrangements (HRA) and Health Savings Account (HSA). Let us show your how you can save a substantial amount of premium without reducing your employees benefits.
